Why we picked it: Northwestern Mutual has far better complaint rates than any other life insurance business NerdWallet reviewed, on average. It’s also consistently a major performer on J.D. Electric power reports of buyer satisfaction with individual life insurance procedures.
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Life insurance riders are add-ons that may expand your protection. Some can be readily available at no cost, while others Price tag more to include. A number of the commonest riders offer you coverage for:
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Suicide. Most life insurance procedures deal with suicide, but only if it happens after the policy's waiting interval — usually the very first two years of your policy.
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Guardian and MassMutual best our list of the greatest expression life insurance companies in 2025 — see how companies Evaluate.